Storm Damage Experts
Roofing COMPANY
Serving Charleston SC, Greensboro NC & Raleigh NC
Insurance Claims Assistance
Free Roof Inspections
Your Trusted Roofing Contractor in Charleston SC, Greensboro NC & Raleigh NC
Big Bear Roofing specializes in weather-related roof damage repair and replacement. We document the damage thoroughly — photos, measurements, and a detailed written repair or replacement estimate — so you have complete, accurate information for your claim, and we are available to answer your adjuster’s technical questions about the roof. We don’t negotiate insurance claims — South Carolina reserves claim negotiation for licensed adjusters — but our thorough documentation helps ensure the full scope of the storm damage is visible, measured, and on the record. Hail, wind, and storm damage are considered insurance losses on your homeowner’s policy.
Depending on your policy, storm damage to your roof may be covered — coverage, your deductible, and how the payout is calculated (replacement cost vs. actual cash value) are determined by your policy terms and your insurer. How a weather claim affects your policy going forward varies by carrier and policy — your insurance agent can tell you exactly how yours handles it. Our thorough documentation helps ensure the full scope of the storm damage is visible, measured, and on the record when your insurer reviews the claim.
For the full claim walkthrough, see our South Carolina and North Carolina roof insurance claim guides.
Insurance Claims Assistance
Free Roof Inspections
Your Trusted Roofing Contractor in Charleston SC, Greensboro NC & Raleigh NC
Big Bear Roofing specializes in weather-related roof damage repair and replacement. We provide the detailed damage documentation and written estimate you need for your insurance conversation, and we are available to answer your adjuster’s technical questions about the roof. Hail, wind, and storm damage are considered an insurance loss on your homeowner’s policy.
Depending on your policy, storm damage to your roof may be covered — coverage, your deductible, and how the payout is calculated (replacement cost vs. actual cash value) are determined by your policy terms and your insurer. How a weather claim affects your policy going forward varies by carrier and policy — your insurance agent can tell you exactly how yours handles it. Our thorough documentation helps ensure the full scope of the storm damage is visible, measured, and on the record when your insurer reviews the claim. For the full claim walkthrough, see our South Carolina and North Carolina roof insurance claim guides.
REQUEST YOUR APPOINTMENT NOW!
GIVE US A CALL, SEND US A MESSAGE, OR TEXT US.
Call 843-544-9537 — answered 24/7.
Tips for Filing an Insurance Claim for Storm Damage
Get Your Insurance Claim Paid & Your Repairs Quickly
Don’t wait! Call the experts at Big Bear Roofing to inspect your roof for any damage. Our experienced roofers know where to look for damage and we will thoroughly document it. Waiting too long to contact your insurer can jeopardize your claim, so report it promptly once you have the documentation. Look for reporting deadlines and what types of roof damage are covered. Keep records of any out-of-pocket expenses that may be eligible for reimbursement. Our free inspection gives you the photographed evidence to support your claim from day one.The Insurance Claims Process
for Storm Damage
Work With Big Bear To Get Your Repairs Rapidly.
INSPECT ROOF
The process starts with a roof inspection. Not all roofing contractors are qualified to make a thorough inspection of storm damage. Less experienced roofers may miss important but subtle signs the roof requires repair or replacement. At Big Bear, our roofers are trained to identify damage properly and can diagnose issues in a way that’s in line with insurance company guidelines. That means you may have a better chance of filing a successful insurance claim for your damaged roof.
REPORT THE CLAIM
If the inspection shows storm damage significant enough to warrant a replacement, we hand you the documentation you need — and you report the claim to your insurer. Once the claim is filed, an Insurance Adjuster is assigned and will make an appointment to inspect your roof and document the damage. Your Big Bear Representative will be on site while the adjuster assesses your roof, to make sure the damage is properly documented and to answer any technical questions the adjuster may have.
INITIAL PAYMENT
Once the assessment is complete, the Insurance Adjuster will prepare an estimate for you and give you the first check for your roof replacement or repair. The insurance adjuster may either do that in person or mail these items to you.
REVIEW ESTIMATE
Together, we will review the paperwork to help you completely understand it. At this time, you will select your roofing product. If everything is in order, we will get work to repair your roof quickly and professionally. We don’t collect your first insurance check from you until we have delivered all materials to your home which is typically one day before your project begins.